Tax · Points · Wealth
Financial strategy
for high earners
Actionable guides on tax optimization, credit card rewards, and wealth building — designed for professionals earning $200K+.
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Best Credit Cards for High Earners in 2026
The definitive guide to choosing credit cards when you spend $5K-15K/month. Compare premium cards by spending pattern, see the annual fee math, and build your optimal multi-card setup.
wealth
How to Use a Monte Carlo Retirement Calculator (And What the Numbers Actually Mean)
A plain-language guide to stress-testing your retirement plan with Monte Carlo simulation. Learn how to choose withdrawal strategies, time Social Security, and understand what a 90% success rate really means.
tax
The Short-Term Rental Tax Strategy: A High Earner's Guide to Offsetting W-2 Income
Learn how high-income professionals can use short-term rentals to generate non-passive losses that offset W-2 income through the IRS's 7-day rule, cost segregation, and bonus depreciation.
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Tax Strategy
Backdoor Roth conversions, tax-loss harvesting, charitable giving, and SALT optimization for high earners.
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Points & Miles
Credit card stacking, transfer partner valuations, elite status paths, and luxury travel on points.
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Wealth Building
Asset allocation, index fund strategy, real estate analysis, and the path to financial independence.
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Amex Platinum vs Chase Sapphire Reserve: Which Premium Card Wins for High Earners?
A detailed comparison of the two most popular premium credit cards for high earners. See which one wins based on your actual spending, travel habits, and redemption preferences.
Points
Best Credit Cards for High Earners in 2026
The definitive guide to choosing credit cards when you spend $5K-15K/month. Compare premium cards by spending pattern, see the annual fee math, and build your optimal multi-card setup.
Tax
The Income Phaseout & Hidden Tax Guide for High Earners
A master reference of every income phaseout, surtax, and hidden tax cliff that affects earners above $150K, with strategies to manage your MAGI around each threshold.
Tax
The High Earner's Tax Playbook: Every Legal Lever for W-2 Employees
A comprehensive order-of-operations guide to every tax reduction strategy available to W-2 employees earning $300K+, from pre-tax accounts to charitable giving to tax-loss harvesting.
Wealth
How to Use a Monte Carlo Retirement Calculator (And What the Numbers Actually Mean)
A plain-language guide to stress-testing your retirement plan with Monte Carlo simulation. Learn how to choose withdrawal strategies, time Social Security, and understand what a 90% success rate really means.
Tax
529 Plans for High Earners: Best Out-of-State Options When You Get No Deduction
High income means no state 529 deduction. Here's how to choose the best plan based on fees, investments, and flexibility—plus superfunding and SECURE 2.0 strategies.